Yacht & Boat Insurance Claims Adjusters Across Florida
Florida's first marine-only public adjusting firm. Licensed adjusters and Certified & Accredited Marine Surveyors fighting for the settlement your boat or yacht policy allows.
Why Boat Owners Choose Us
The only marine-only public adjusting firm in the United States, led by a Certified & Accredited Marine Surveyor and Certified Marine Investigator.
The Only Marine-Only PA Firm
In 2022, we researched nationwide to find other marine-based public adjusting firms. Our study confirmed that Public Yacht Adjusters is the first and only marine-only public adjusting firm in the United States run by maritime professionals and surveyors.
While other public adjusters split their focus between residential water, storm, mold, and fire damage, we dedicate our entire practice to the marine industry. We are the experts that other public adjusters use to outsource their damage inspections.
Learn Our Story →8-22x Recovery on Hurricane Ian Claims
We recovered 8 to 22 times the initial offers given to our clients for boat losses in Hurricane Ian. We also provided free inspection and consulting for dozens more who successfully navigated their claims without hiring us.
Our track record speaks for itself. When insurance companies lowball your claim, we fight back with expert documentation, marine survey methodology, and deep policy knowledge.
Read Client Reviews →
Nothing Upfront, Expertise Without Outsourcing
If you need help with your claim, you pay nothing upfront. We only get paid on the payouts you receive in addition to what insurance previously offered. In short, we only get paid if you do.
It requires knowledge of insurance, Florida Insurance Law as licensed and educated insurance professionals, vessel construction, and intensive marine systems to properly analyze a maritime damage claim. We possess the niche licenses, certifications, and experience to do so on an expert level. Why use a go-between when you can have the experts directly?
View Our Qualifications →Our Marine Claims Services
From new claims to denied payouts, we handle every aspect of your boat or yacht insurance claim.
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →Unfair Payout
If your insurance company offered a payout that does not cover the true cost of repairing your boat or yacht, our marine public adjusters step in to fight for the full amount you deserve.
Learn More →Supplemental Claims
If you accepted a settlement only to discover you were seriously underpaid, our marine public adjusters reopen your claim, conduct a thorough inspection, and fight to recover the full amount you are owed.
Learn More →Denied Claims
If your boat or yacht insurance claim was denied, our Certified & Accredited Marine Surveyors and licensed public adjusters review your policy, identify missed coverage, and fight to have the denial reversed.
Learn More →What Our Clients Say
Real reviews from boat and yacht owners we have helped across Florida.
Frequently Asked Questions
A marine public adjuster is a licensed professional who represents boat and yacht owners in insurance claims. Unlike the adjuster your insurance company sends, we work exclusively for you. We inspect your vessel, document all damage, file paperwork, and negotiate directly with your insurer for the highest possible payout. Explore our full range of marine claims services.
There is no upfront cost. We work on a contingency basis, meaning we only get paid on the additional payout we recover for you beyond what your insurance company previously offered. If we do not increase your settlement, you owe us nothing. Contact us to discuss your claim.
We handle all types of marine insurance claims including new claims after a loss, hurricane boat damage claims, unfair payouts, supplemental claims for hidden damage discovered after settlement, and denied claims. Our expertise covers vessels of all sizes across all of Florida.
No. While we are based in Miami, we serve the entire state of Florida. Our team travels to inspect vessels from Key West to Jacksonville and across to Pensacola. There is no travel charge for the initial assessment. View our full list of service areas.
We are the first marine-only public adjusting firm in the United States, run by maritime professionals and Certified & Accredited Marine Surveyors. Other public adjusters split their focus between residential water, storm, mold, and fire damage. We dedicate our entire focus to the marine industry. We are the experts that other public adjusters outsource to. Request a free damage assessment to experience the difference.
No. Public Yacht Adjusters is strictly a licensed public adjusting firm. No marine surveys, investigative reports, or services governed by the ethical codes of SAMS, NAMSGlobal, or IAMI are issued under this company. Any marine survey or investigative work is performed separately through Miami Marine Survey, LLC, ensuring full role separation and compliance with all credentialing organizations. Read our full Disclaimer of Role and Ethical Separation.
Ready to Fight for Your Claim?
Schedule a free damage assessment with Florida's first marine-only public adjusting firm. No obligation, no upfront cost.
Marine Claims Blog
Expert guides on marine insurance claims, hurricane damage, and protecting your settlement.
Apr 10, 2026
Boat Insurance Claim Denied in Florida? Here's Exactly What to Do Next
A denied boat insurance claim is not the end of the road. The most important step is calling Public Yacht Adjusters before you do anything else - early engagement gives you the highest probability of overturning the denial.
Apr 08, 2026
Public Adjuster vs Insurance Adjuster: Who Actually Protects Your Boat Claim?
A public adjuster represents you. An insurance company adjuster represents the carrier. That single difference explains why policyholders with public adjusters consistently receive higher settlements on marine insurance claims.
Apr 06, 2026
How to File a Hurricane Boat Damage Claim in Florida: Step-by-Step Guide
Filing a hurricane boat damage claim in Florida requires specific documentation, strict timelines, and careful communication with your insurer. This step-by-step guide covers everything from initial notice to final settlement.
Accreditations & Memberships
